Perceptive Underwriting
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Specialist underwriting team with 20 years experience of underwriting Accident and Health business
Experienced team of underwriters

Group Travel insurance is underwritten from the following locations:


Nexus Asia

Kevin Gotts

Nexus Co-Founder & Head of Specialty, Nexus Asia

E: Email
T: +852 2535 8388

Product Overview


Overseas Medical Expenses, Travel Expenses and Emergency Repatriation Expenses
Medical Assistance 24/7 Helpline
Cancellation, Curtailment, Travel Disruption, Replacement and Travel Delay
Personal Property
Personal Liability
Legal Expenses

What we do

Our A&H team at Nexus offer a diverse selection of solutions to protect against Accident and Health related risks, to optimise business growth and provide accident related protection for your employees’ peace of mind. Accidents can not only impact on the injured individual, but can also affect the long term productivity, overheads, profit and even the future of a company if protection is not in place.

About our team

We specialise in working with UK and international clients, writing lead and follow lines on a direct and facultative basis within the traditional Lloyd’s broker market and SME business through regional brokers.
We focus on building long term relationships with brokers, providing solutions that enable them to service and tailor coverage to their client’s individual risk requirements.
We cover up to a maximum event aggregate limit of £12.5m and a maximum individual limit of £1.25m.
We write a worldwide book of A&H business across Lloyd’s licensed territories, with strong broker relationships in both established and developing markets.

We can

Provide expertise and knowledge to support you in all the stages of the product development lifecycle
Identify markets, develop bespoke wordings and create distribution channels for your new product
Take a solution-orientated approach bridging the gap between your clients’ needs and high quality market capacity
Offer a complete spectrum of products from accident, sickness and travel covers to innovative product development services

Target A&H Business Segments

Whether an organisation has a high risk activity, needs to provide cover to the members in order to comply with the legislation, or wants to enhance the membership benefit, Nexus Specialty provides valuable coverage for any type of organisation, association or affinity group such as:

• Colleges, Universities and Student Accident
• Sports Teams, Clubs and Associations
• War and Terrorism Personal Accident
• Fishing, Ships and Yacht Crews
• Affinity and Credit Card Personal Accident
  • High Risk Groups
• Travelling Students and Volunteers
• Aviation Crew Personal Accident and Loss of License
• Business and Professional Associations and Unions
  • Stadium Events, Festivals, Fairs and Similar Event
• Corporate Entities from SME’s to Multinational Corporations
• NGO’s and/or Expatriate Personal Accident
• Corporate Catastrophe Cover

A&H Buying Motives

In addition to providing the highest levels of service, efficient claims handling and the benefits of a top quality product provided by Nexus, the following are reasons why A&H coverage is desirable for each customer group:

Insured Entities:
• Protects most valuable assets
• Optimise back to work basics
• Help attract and retain employees
• Positive contribution to staff morale
• Satisfies legal obligations (where required under local law)
• Enhances liability coverage or offsets liability claim
• Manages risk
• Enhances company image
• Brand protection
• Addresses ‘Duty of Care’ obligation
• Minimises Business Interruption
• Increases affinity
  Insured Persons:
All employees, customers, members and visitors can benefit from:
• Peace of mind
• Improved quality of life – post accident
• Protection for family including dependents
• Notion that ‘Company Cares’
• Alleviation of gaps in personal coverage
• Affordability with access to high limits.
• Increased product offering for clients
• Growing market need
• Additional revenue stream
• Improved client retention rates
• Creates cross selling product opportunities


Nexus Claims

We offer a full claims management service


Find out more

Perceptive Underwriting