The Team

Tim joined Millstream in 2016. He has 30 years experience acquired across a range of operational and management roles in both underwriting and broking businesses in the UK regional commercial insurance market.​

Rob joined Millstream in August 2018 with 20 Years’ experience in the financial services sector in a variety of leadership, sales and underwriting roles. Prior to joining Millstream he spent 10 years at RSA working in the regional commercial insurance market.

Daniel joined Millstream in June 2017 to lead the underwriting team and brings with him nearly 15 years insurance industry experience. He joins us from Aviva where he was most recently the UK Affinity & Employee Benefits Manager. Prior to that Dan was an Accident & Health underwriter at ACE Group.

Dan is a Hammers fan, enjoys most sports and is juggling his professional exams with a busy work & home life.

Ashleigh joined us in July 2016 bringing nearly 10 years of insurance & underwriting experience. Prior to joining Millstream Ashleigh was at Ageas in London where he spent 5 years as part of their underwriting team gaining expertise in UK Group and Individual Personal Accident, Business and Leisure travel risks.

Ashleigh now focuses on Employee Benefits Personal Accident & Travel schemes and Specialist UK Retail Travel schemes.

Aaron joined the underwriting team in June 2017 from Compass where he was Senior Underwriter for 5 years. With more than 12 years underwriting experience gained with insurers, MGAs and brokers, Aaron brings a rounded perspective and bags of Personal Accident, Travel and Life expertise.

Outside work Aaron is a football fan (a Gooner) and enjoys playing the guitar.

Katie added further expertise to our underwriting team in November 2016. Already qualified to Cert CII level, she brings several years of experience in a broking environment and a determination to continue to develop both her knowledge and our capabilities. Outside work she is a keen badminton player.

Ian joined Millstream following the acquisition of the Global Flying Services portfolio from Hiscox in December 2018. An acknowledged expert in Loss of Licence and Personal Accident classes, particularly for aviators, Ian brings a wealth of experience to the team having worked for more than 30 years in the London market.

Jenny joined the Millstream team following the acquisition of the Global Flying Services portfolio from Hiscox in December 2018.

A graduate of the University of Auckland, Jenny has gained underwriting experience over the last 5 years and brings a keen eye for detail with a passion for developing the business.

James founded Apsley in 2013 and sold the business to Nexus in 2018. Prior to founding Apsley James worked at Towers Watson where he was a Senior Investment Consultant with responsibility for a multibillion dollar portfolio of Hedge Fund investments on behalf of some of the largest global sovereign wealth and pension funds. James joined Towers Watson from Global Macro and Fund of Hedge Fund manager Caliburn Capital Partners which was the alternative investment arm of Mizuho International. Prior to this James worked in insurance broking and investment banking.

James has contributed to various research papers and articles, as well as being regularly quoted in the press

James has a BA (Hons) in Politics from the Durham University, is a holder of the Investment Management Certificate and has a Diploma in Insurance from the Chartered Insurance Institute.

Jamie has 10 years underwriting experience within the Professional Lines market. He was previously Underwriter, AVP for Axis Professional Lines. Prior to Axis, Jamie was employed by AUM Group (an underwriting division of Aon) from 2003 and assisted primarily in developing the Pension Trustee Liability book of business.

​Angie has 22 years underwriting experience within the Financial Lines market. She previously worked for Novae Underwriting Ltd as an Underwriter developing the management liability wordings and book of business. Angie also worked as a Senior Financial Lines Underwriter for Chartis, primarily on D&O and PTL, as well as acting as a referral point for the regional branches.

Chantell joined Nexus as an Underwriting Assistant and was promoted to Underwriter in 2009. She has 11 years of market experience and was previously employed at Newline as the Financial Institutions Underwriting Assistant and Compliance Assistant where she was involved in key compliance market implementations.

Louis attended Mayflower High School sixth form where he studied Business, Economics and Geography A levels. Having left Mayflower Louis started at Argenta where he worked in the group finance department as an assistant accountant. Outside of work Louis plays semi professional football and is a keen cricketer.

Joanne has worked for the past 19 years in the London insurance market specialising in Financial Lines. Prior to joining Nexus she held the position of Deputy Regional Underwriting Manager at Novae for 7 years. Joanne also focused on the Professional Indemnity sector whilst working at PRI Group, Denham Syndicate 990 and BP Theakston Syndicate 1101.​

Liz joined Nexus from Novae where she had worked since April 2004 as a Financial Lines Underwriter. Her experience prior to Novae was as a Legal Expenses Assistant Underwriter for Abbey Legal Protection Ltd.

Pete started his insurance career over 11 years ago at Novae Syndicates Ltd. He has been underwriting since 2006 in the Regional Financial Lines Unit specialising in Professional Indemnity and Charity Trustee Indemnity.

Nicola started working in insurance in 1998, with Alexander Forbes as a broker and joined Marsh in 2002 where she spent 11 years broking before joining CFC Underwriting in 2013 as a PI underwriter, writing UK and international business. Nicola is ACII qualified.

Stacy leads the Management and Professional Lines products/underwriting for Nexus US. She joined Nexus in 2019 with broad underwriting, claim and legal experience in management liability space for private companies and nonprofit organizations. Prior to joining Nexus, Stacy spent 11 years as the President and Chief Underwriting Officer of Management Liability for OneBeacon Insurance Group. She earned a bachelor’s degree from The University of Illinois and a Juris Doctorate (J.D.) from Chicago-Kent College of Law.

Richard started in credit insurance in 1997 at Hermes Credit Services. He moved to CIFS at Novae at its inception in 2000 and was Underwriting Manager there until 2010 when he moved to Euler Hermes World Agency. At EHWA Richard’s responsibilities included leading the Account Management teams globally and overseeing the renewal portfolio for Northern Europe. CIFS was acquired by Nexus in 2012 and in 2015 Richard re-joined the CIFS team at Nexus. Most recently his role has expanded to be the Managing Director of Nexus Trade Credit, covering all our Trade Credit underwriting operations.

Ian has been in the credit insurance market since 2005 and with Nexus Trade Credit since 2008. Initially a Risk Underwriter responsible primarily for construction policies, Ian took on more of a team oversight role as the Risk Underwriting Manager in January 2013 before moving onto the role of Commercial Director for the UK in November 2017.

Neil Payton began his career in credit insurance at Euler Hermes in 1998 underwriting domestic risks. In his time there he was exposed to various sectors including, Electronics, Construction/Metals and Timber/Paper. Neil joined Nexus in November 2004 on the Risk Underwriting team, underwriting a broad range of UK and export markets. He was promoted to Senior Risk Underwriter in 2009 and most recently to Risk Director in 2013. Neil continues to specialise underwriting in the Timber Trade and maintains a close relationship within the Timber Trade Federation.

Danny Ismail joined the New Business Team in September 2015 after 8 years at Euler Hermes UK, where he worked in a variety of roles including International Account Management and New Business. At Nexus Trade Credit, Danny is a Senior Commercial Underwriter, overseeing the day to day running of the New Business Team and sub £10m Turnover Account Management Team, along with Underwriting New Business enquiries over £50m Turnover.

Vicki joined Nexus in April 2003 as an Underwriting Administrator. Her current role is Senior Commercial Underwriter handling servicing issues and renewals for clients based in the South of England with annual turnovers above £10m.

Philip worked for many years as a Credit Manager for several large companies in the north of England. He moved into broking in 2000, initially working for Aon in Manchester and latterly Leeds and Glasgow, interspersed with a spell of new business underwriting for Amlin Trade Credit in 2007/2008, before joining Nexus at the end of June 2015. He is responsible for a northern based portfolio of policyholders and broker development in the region.

Wendy began her insurance career in 1998 working for Coface in a client services role and providing support to the underwriters. She then moved to Aon in 2002 working in the Market security department as a Trainee Analyst. Wendy joined us in August 2004 as an Underwriting Assistant then went on to work as a Claims Underwriter. More recently, she has joined the commercial team and is now a Renewal Underwriter.

Hayley joined Nexus in October 2010 working in the accounts department and then moving into an underwriter assistant’s role. She joined the Nexus Trade Credit team in January 2013 in the role of Underwriting Assistant to the team. In 2015 Hayley moved to the new business team where she wrote business up to £3m turnover. Hayley has since joined the renewals team and looking after policy holders up to £10m turnover.

Lois Hudson started her insurance career in 2003 working for PI insurance company Dickson Manchester. She joined Nexus in March 2005 as an Underwriting Administrator and moved to the New Business team in August 2006 in a support role. She is now a Commercial Underwriter, underwriting business enquiries from £10 to £50 million across all brokers.

Janine graduated from Southampton Solent University in 2006 with a degree in LLB Law with Criminology (Hons). Following completion of this, she worked at Ford Motor Company in the Executive Department handling escalated complaints and court cases. Since then she worked as an Office Manager/PA for a Property Management Company and a WPP Company. Janine joined Nexus in June 2017 as a Group Receptionist/PA, and in August 2018 she joined the Nexus Trade Credit team as a Trainee Commercial Underwriter (New Business), underwriting business enquires up to £10 million.

Gavin Brown has been in the Trade Credit industry for 13 years, 9 years at Euler Hermes and the past 4 years with Nexus. He spent the majority of this time within the Account Management area and back in early 2018 he made the move over to his current role within the New Business Team.

Jamie joined Nexus in 2015 as a graduate where he started in an underwriting support role helping the commercial renewal team with the general processing of documents and adjustments, and helped with the development of internal systems. Jamie then moved into an Assistant Underwriting role responsible for new business and renewals of SME business up to £1.5m turnover. He has since progressed into the role of managing all top up enquires, specifically focusing on the Australian Credit market.

Gina joined Nexus in 2015 after spending 23 years at RBS Global Financial Markets. She is responsible for supporting the Trade Credit Department with all policy documentation, processes and procedures.

Paul has worked in Risk Underwriting since July 2011. Previously with Euler Hermes where he worked predominantly in the Construction, Metals and Timber sectors covering both domestic and export risks. Paul joined Nexus in March 2014 and his focus remains on the Construction sector. Paul was promoted to Senior Underwriter in the Risk Team in 2018.

Tony joined Nexus in November 2014. He has 25+ years experience in underwriting export risk, starting with the Charles Letts diary group, he then spent 5 years with Mitsui and 13 years with Euler Hermes. Prior to Nexus, Tony was with AIG Europe Ltd, where he was Head of International Trade Credit for Western and Central Europe and also supported the development of AIG’s operation in Dubai.

Xhiljola joined Nexus six years ago, working as Credit Risk Analyst for our UK and Export business. She joined from Avnet UK (today Tech Data) where she worked for two years as a Credit Analyst, involved with credit insurance policy administration. Prior to that, she spent nine years working in the banking sector as a Corporate and SME Credit Risk Analyst for Piraeus Bank and National Commercial Bank of Albania (BKT). Xhiljola has LSE and MICM Accreditation in addition to her Marketing and Business Management Degree.

Derryck Blackman has a long history within the financial sector and has previously worked for Paragon Personal Finance and ING Lease. He started his career in Credit Insurance in 2005 at Euler Hermes, where he operated in the Primary Products and Engineering Division, covering a variety of sectors including Automotive, Printing and Timber. Derryck joined Nexus in December 2007 and has since specialised in the Retail Sector.

Jake Giddings joined Nexus Trade Credit in February 2019 as a Risk Underwriter. Jake is responsible for underwriting credit limits and monitoring exposures within the construction, timber and metals sectors. He previously spent 7 years at Euler Hermes where he worked in global account management and risk underwriting.

Darren has worked in Risk Underwriting since December 2018 following 10 years at Euler Hermes where he worked predominantly in the Construction and Timber sectors. Since joining Nexus Trade Credit, Darren’s focus remains on the Construction sector.

Simon works as a trade credit Risk Underwriter based in London. He joined Nexus from Euler Hermes where he spent three years focussing on Retail risk. Simon’s initial focus was on Excess Of Loss underwriting across all sectors before switching focus to Retail, Electronics and Steel sectors specifically for the UK Whole Turnover business. Simon holds a (Bsc) in Mathematical Business Analysis.

Victoria joined Nexus in 2009 and has since specialised in the Food and Drink Sector. Before joining Nexus, she was a Risk Underwriter and Credit Analyst with Euler Hermes. Victoria is also a Chartered Management Accountant.

Kuljeet is a Senior Underwriter in the Specialty London team. With well over 10 years in the industry Kully is well versed in both risk and policy underwriting, having the experience to find the appropriate structure for a variety of non-standard deals.

Jack is a Senior Underwriter in our Specialty Credit division, responsible for the development of Single Buyer trade credit business globally and Excess of Loss policies. He has over ten years’ experience in trade credit insurance, having joined Nexus from Euler Hermes back in 2015. Jack spent two years working from the New York office as a Commercial Underwriter until September 2018. Prior to joining Nexus, he worked at Euler Hermes UK, underwriting domestic and export risk, with a focus on the Middle East. Before working in trade credit insurance Jack studied a Masters in Business and Financial Management at Northumbria University in Newcastle.

Jonathan joined the Specialty Risk Division in October 2018, bringing credit analysis and commercial underwriting experience from Euler Hermes. His international experience includes roles in banking and law in the USA, the UK, Switzerland, Italy, and at the European Commission in Brussels. Jonathan speaks English, Italian, French, Spanish, Portuguese and some Mandarin.

As Head of Nexus Trade Credit in the Netherlands, Frank is responsible for developing the business for Nexus Trade Credit in the Netherlands, Belgium and Scandinavia. Frank has extensive experience in the financial services industry working for Rabobank for 9 years and Atradius for 14 years. At Atradius he has been working in both commercial and underwriting positions. His final position was head of the Special Products unit based in the Netherlands.

After various jobs in the financial services sector, Jordy started his career in credit insurance in 2007 as Buyer Underwriter in the construction sector at Atradius Netherlands. In 2010 he transferred to Key Account Underwriting, working on international buyer portfolios of large exporting companies and multinationals in a wide variety of sectors. From 2012 Jordy’s focus moved to (new business) buyer underwriting for multinationals getting promoted to Senior Global Underwriter in 2014. In 2018 Jordy joined Nexus Trade Credit as Senior Credit Analyst in our Netherlands office.

Henning is the Head of Nexus Trade Credit in the Hamburg office and is responsible for the operation and growth of Nexus Trade Credit in Germany. In addition to Germany, Henning also focuses on the Austrian, Swiss (German), Hong Kong and Singaporean Trade Credit business. Prior to joining Nexus, Henning worked with Euler Hermes in Hong Kong where he was based for 14 years, running the business in Greater China and Korea. Before Hong Kong, he worked for Euler Hermes’ national and multinational business in Europe.

Samuel is a Senior Credit Analyst based in Hamburg, Germany, working across all countries and sectors. He oversees the credit exposure for all credit limits written out of Germany, especially focusing on larger and higher risk cases. Samuel joined us in 2014 while still studying at the University of Hamburg.

Vladimir heads Nexus Trade Credit France and also manages Spain, Italy and Switzerland from our Paris office. With nearly 15 years experience in the market, Vladimir joined Nexus from Euler Hermes where he worked as a Senior Risk Underwriter, dealing with multinational contacts across various sectors. Vladimir has focused on the export market mainly, having dealt with counterparts from all countries and having also worked in Germany.

Jeremy is a Senior Credit Analyst based in our Paris office with 9 years’ experience in the credit insurance industry. He joined Nexus from Tinubu where he worked as a Senior Credit Analyst, in charge of key accounts customers operating across various sectors.

Stephen formed Aquila Underwriting LLP in 2007 being Managing Director of a new cell concept underwriting agency where he created two individual divisions with a brief to develop further operations in varying classes of business. Prior to this he was employed at Allianz Global Corporate and Speciality where he was Head of Marine London responsible for all facets of management including results. Stephen began his insurance career in 1967 which has included ten years spent at Assurances Generales de France (AGF) as General Manager of their London marine operation. Stephen was an elected member of the ILU, a role he still holds and was one of the founding directors of the IUA in London.

Tim began his insurance career in 1969, also joining Vectura Underwriting as a Partner and Cargo Underwriter in 2007. His career has included stints at Allianz Global Corporate and Speciality, as Senior Cargo Underwriter, and at the CAMAT/AGF operation to deputise on Cargo Underwriting and develop internal management systems.

Ravi has 36 years’ experience as an underwriter. He worked in India for five years and has been in Hong Kong since 1987. Ravi has experience from both underwriting agencies and multinational insurance companies. Ravi spent the first 12 years at a multi-line insurer. Since 1994 his focus has been purely Marine Cargo.

Scott began his career at Insurance Broker Wills Faber & Dumas in 1987 handling Marine & Energy Claims. In 1996 he joined Guardian Royal Exchange as a senior marine claims adjuster. In 1999 he joined Cornhill Insurance which became part of the Allianz group to and responsible for managing all UK Cargo & Yacht claims. In 2008 Scott joined the Aquila underwriting as a Claims Manager, where he was responsible for all claims matters for the various underwriting cells. In 2015 with the Aquila’s support, Scott joined Pequod Group to form a specialist Marine Company, Nevis Claims as the Manager, where he continued to handle multi line claims emanating from Vectura and Sart Underwriting.

Vern joined Nexus in July 2017, after over 19 years at ZON Re-USA and its predecessor company, overseeing contracts, claims and compliance in the reinsurance division. Prior to ZON Re, Vern spent 12 years on the broking side of reinsurance in a variety of roles.

Tony has more than 35 years of experience in the (re)insurance industry, specialising initially in the alternative risk transfer/structured finance sector, then more recently developing the Lloyd’s Franchise in Asia-Pacific. In 2010, he joined Huntington Partners LLP, the Singapore-based independent, specialist strategy consultancy and private equity firm. In 2012, he established Huntington Underwriting Limited, a Labuan Underwriting Manager, on behalf of the Huntington Group, focussing on Structured Solutions. Following an acquisition by the Nexus Group, Huntington Underwriting Limited became Nexus Structured Solutions in 2018.